As centuries-long injustices against black and brown persons continue today, the University remains committed to supporting and educating students, faculty and staff on our mission and values centered on inclusion, diversity and equity. Read more

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Westfield State University was recently made aware of disturbing social media matters. We take these matters seriously and the University is assessing and addressing them under appropriate policies and procedures. Read President Torrecilha’s message to the campus community on this matter.

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Managing Student Loans

  • Never borrow more than you need. Loans are not free, and you will pay back more than you borrowed!
  • Understand what you are signing. If you have questions, please ask. The staff in the Financial Aid Office are here to help you. 
  • Monitor your debt. Your federal student loan history can be accessed at www.nslds.ed.gov.
  • If you have Unsubsidized Federal Loans, consider making interest payments while you are in school.
  • When you go into repayment, understand your options. Different loans have different repayment options.
  • Always be sure your lender(s) have your current address. Not receiving a bill is not an excuse for missing payments.
  • Some lenders offer reduced interest rates for automatic debit payments.
  • Be diligent about making your payments on time. Besides late fees that can be applied, the negative effect on your credit rating can cost you in higher rates on other forms of credit.
  • Learn more at CashCourse! Register for your free account at CashCourse.org.