Reminder: August 1 is the deadline for students to submit their proof of COVID-19 vaccination for the Fall 2021 semester. For information on the vaccine mandate and helpful FAQs for the semester, click here.

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Managing Credit Cards

  • Avoid signing up for multiple cards.
  • Never co-sign for a friend's credit card.
  • Contact your credit card company to reduce your credit limit if it is higher than necessary.
  • Understand that low introductory rates are for a limited time and can be very high after that time is up.
  • Avoid “free gift” or percentage off offers for credit cards. These may be predatory lenders, or just a store card which typically have higher interest rates.
  • “55% of college students acquire their first credit card during their first year in college, and 83% of college students have at least one credit card.” Senator Akaka, Credit Card Minimum Payment Warning Act, May 21, 2004.